Cover Car
Live tree falls on someone car that is visiting your house, would insurance cover car?
does insurance cover a truck that is damaged by a live tree falling due to straight line winds?
the cars auto insurance will pay the damages
your homeowners will not
its not your car and it wasn’t in your garage
believe it or not i speak from exact experience
for us three cars were damaged on our property that were visitors
a brand new three week old Chevy pickup – made two payments – totaled
a one year old camaro – totaled
a four year old van conversion – repairable
total loss at that time 7 years ago was125,000.00 dollars just in three cars
the home was around 75,000.00 on its own
they called it a gust nado – we called it straight line winds – the roofs pealed, 200+ yr old oak trees toppled like toothpicks – lost 14 of them on in around the house and on in over the vehicles
our homeowners refused to pay for the autos – the guests car insurance was used for the damages – the homeowners said that is why they insure homes not cars = cars carry their own separate insurance

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