Full Line
When u pay the minimum payment on your credit card do u get your full line of credit back?
I have a credit card with a $300 credit limit my minimum payment is 21.21 this month (my 1st month ever using it) Im at the $300 when i pay do i get the full 300 or will i only be able to spend 21.21?
If you’re already at the limit of $300 on the card, paying the $21.21 wont do anything to the available balance because that will go towards interest only.
You won’t be able to have the limit of $300 until all $300 is paid in full.
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